Providing Unbiased Information for Home Buyers, Since 2010

Since 2010, has been providing unbiased mortgage information for home buyers and consumers in the U.S. Our website offers a wealth of information relating to mortgage qualification standards and trends in the U.S. It is designed to be a “one-stop shop” for borrowers who are trying to learn what it takes to qualify for a home loan.

As Featured In

We spend countless hours researching mortgage guidelines and requirements issued by federal housing authorities. We also gather information from lenders through surveys and questionnaires. Then we share all of that mortgage information and insight with consumers, in plain English. You can learn more about our mission and methods below.

Educating Home Buyers and Mortgage Shoppers

Our mission is to provide unbiased information for home buyers and mortgage shoppers in the U.S. If the housing crash of 2008 taught us anything, it’s that home buyers need to be better educated about the lending process. They need to understand how different loan programs work, the pros and cons of different products, and other aspects of the lending process.

That’s where we come in. As the name of this website implies, we educate borrowers on what it takes to qualify for a mortgage loan. But we also teach our readers how to navigate the process wisely, and how to avoid common and costly errors.

Statement of Objectivity

As an independent publisher, we provide unbiased mortgage news and information. We are not lenders, nor do we represent any particular bank or lending institution. Our website is meant to educate and inform, not to persuade. Fact-checking is encouraged. If you find errors or omissions on this site, please let us know.

Meet the Publishers

Brandon Cornett, Publisher
Brandon Cornett, publisherBrandon is a full-time real estate researcher and publisher. His housing-related articles and commentary can be found on thousands of websites. He is the founder of the Home Buying Institute. Brandon has been researching and writing about real estate topics for nearly a decade. You can reach the publisher by using the contact link in the main menu above.

Melissa Cornett, Researcher
Melissa headshotMelissa has worked in the finance industry for more than 15 years. Her former titles include Chief Operating Officer for Far West Capital, Portfolio Manager for State Bank in Texas, and Training Officer for Columbia Bank in Maryland. Melissa brings a wealth of knowledge and experience to our team. She provides research services and helps with content development.