Consumers need access to clear, reliable information when shopping for a home loan. And that’s where we come in.
Since 2010, QualifiedMortgage.org has been educating home buyers and mortgage shoppers in the U.S. about mortgage loan requirements and lending practices. On this website, you’ll find a wealth of information relating to mortgage requirements in 2019, and what it takes to qualify for a home loan.
You’ll find our latest articles below. You can also search for content by using the search tool in the upper-right corner.
Mortgage Loan Requirements: 2019 Update
Mortgage loan requirements have eased over the past few years. As of 2019, we are seeing borrowers qualify for home loans with higher debt ratios and lower credit scores (on average).
Additionally, conventional mortgage loan programs with down payments as low as 3% have become more common.